Our Leadership Team
Rajesh is Mechanical Engineer from IIT Kanpur and an MBA from IIM Bangalore. He has always had a passion for financial markets and brings with him, extensive experience of trading in various instruments across the globe.
Kunal is a Chemical Engineer from BITS Pilani and an alumnus of FMS, Delhi. He has a passion for innovation and technology. He pioneered a solution for Electronic Shelf Labels in 2004 using RFID, targeted to the retail segment.
Ashok is an MBA from IIM, Bangalore and a BTech (Hon.) in Electrical Engineering IIT, Kharagpur. He has 26+ years of experience in the financial services industry including equities, fixed income, currencies & commodities.
Satish is an Engineer from NIT Durgapur and PGDM from IIM Bangalore. Has more than 30 years of domain experience in Business Development various industry sectors like Energy, Infra, Steel and Industrial component business.
Our Core Beliefs and Principles
Sound Investment Methodology
To Maximize Your Returns
The first step in our methodology is to identify a broad set of diversified asset classes to serve as the building blocks for our portfolios. We continuously monitor various sectors and the markets to determine the optimal mix of our chosen asset classes by overweighting the ones in growth phase. Our endeavor is to maximize returns at each level of risk.
EXPERT ASSET ALLOCATION MAXIMIZES YOUR RETURNS
Determining Your Risks
It is necessary to pinpoint an investor’s risk profile in order to identify the ideal asset allocation. To assess an accurate profile, we have evolved a proprietary method that combines your risk tolerance, age & financial situation. At the same time, WealthSpring has simplified the process of building an accurate assessment profile by using a small set of targeted questions.
DRIVEN BY YOUR RETURNS, YET OBSESSED WITH YOUR RISKS
Rebalancing The Portfolio
We constantly monitor our clients’ portfolios to see if rebalancing is required. Need for rebalancing arises owing to changing market conditions, to which we respond by tweaking the model portfolio. At times, this arises because of relative price movements that distort asset allocation in the portfolio. We buy or sell securities to rebalance, provided it makes sense, after accounting for tax & trading costs.
WORKING 24X7 TO REBALANCE & HARVEST TAX LOSSES
WealthSpring uses cost-effective instruments such as Mutual Funds, Sovereign & Semi Sovereign Bonds and Large & Mid Cap stocks to represent each asset class in the portfolio. Our instrument selection strategy is to periodically review the entire population of Mutual Funds, Sovereign Bonds & Stocks to identify the most appropriate ones to represent each of the recommended asset classes.
RANKING & RATING MODEL FOR VEHICLE SELECTION
Safety and Security
The most Safe & Secure way to invest
Transaction Platform that you can Trust
MF Utility is an online platform owned by the Asset Management Companies created for ease of sale and purchase of Mutual Funds. The platform is only an enabler. The transaction is between you and the fund house.
Your Money & Investments in your Account
Once purchase has to be approved by you, the money would then get transferred from the escrow account to the Asset Management Company and specific scheme would be allocated to you. On redemption all amount would get transferred to your linked bank account.
Investment Portfolio in Secured Vehicles
WealthSpring has a powerful rating & ranking model for selection of the right investment vehicle across wide range of instruments – Fixed Income. Mutual Funds and Direct Equity products
We are committed to improving your post Tax returns
Tax efficient rebalancing
While rebalancing your portfolio we look at tax implication and switching costs. From time to time we book short term capital loss that can be set off against short term capital gains. This helps optimize post tax returns.
ULIP as powerful tool for tax efficiency
We recognise that ULIP offers the most tax efficient method of rebalancing the portfolio. No Tax implication & no Switching cost. It is because of this reason, we recommend that 20-25 % of the portfolio should be held in ULIP, providing flexibility to balance your portfolio
Committed to Improving Post Tax Returns
Wealthspring’s recommendation for purchase of Cumulative NCD and selling it on exchange rather than redeeming or investing in debt mutual funds for at-least 3 years and many other such advisory arises out of our deep commitment to improving post tax returns.
Objective & Friendly Investment experience
We have committed ourselves to this principle, though Financial products selling often lacks it. We provide you with an objective financial advice, that can be held to the highest fiduciary standards and is always in your best interests.
Friendly and Intuitive
WealthSpring is committed to Simple and Transparent dealings to make sure that you are delighted working with us. This is reflected in all our processes including our easy to use website, where clients can easily access their portfolios.
We have an unwavering commitment to your long-term success through understanding your financial goals as well as your risk profile and translating those into best in class wealth management solutions specific to your needs.
446, Level 4, A Block,
Dynasty Business Park,
Andheri Kurla Road 400 059.
Dynasty Business Park,
Andheri Kurla Road 400 059.